How Much Does An Mri Cost Without Insurance?

You have probably seen in many medical dramas show a long tube in which patients enter, and doctors are behind a computer monitor in a separate room. Those cylinders are known as an MRI. So what is it? And how costly can it get?

What is an MRI?

Magnetic Resonance Imaging or MRI, for short, is an imaging technique used for medical reasons. It implements magnetic fields and computer-generated radio waves to produce detailed images of organs and tissues.

These large tubed shaped machines magnets temporarily realign the water molecules in your body. Radio signals are emitted, which cause the aligned atoms to release faint signals that are then picked up to create a detailed image.

Higher-end MRI machines can even make detailed 3D models of your body and your organs.

MRIs are done for doctors to examine your tissues, organs, and skeletal system. They can help them diagnose you properly. It is frequently used for the brain, the spine, the heart, blood vessels, and many more.

There are some certain procedures that you should be aware of before taking MRI scans:

  • Take out all your metal and electronic devices and accessories; this also involves implants, prosthetics.
  • Tattoo owners and heavy makeup users are recommended to not take MRI scans due to faint traces of metals in ink or aesthetic products. or
  • Pregnant patients are not allowed to take MRI scans because of the harmful rays for fetuses.

MRI Cost without insurance

You would be required to pay two different bills that are the radiologist office and the housing faculty. Without insurance, you can expect to pay around $2000, which can vary depending on your location and faculty.

MRI Cost with insurance

Both public and private insurance providers cover magnetic Resonance Imaging. Furthermore, medically necessary MRI scans that fall under diagnostic care are fully covered by insurance. Generally speaking, you can expect to pay $400 for your scans after meeting your yearly deductible.


MRI scans can be a lifesaver; they help doctors accurately diagnose you and treat it. They can be quite pricey, but thanks to insurance, it can be cheap. If you want to know if your insurance covers your MRI scans, consult our expert.